If you have been injured in a car accident, then you can get compensation for your injuries. You can file a claim and get compensated by the insurance company. However, you do not want to go up against the insurance company by yourself. There are several reasons that you should hire a car accident lawyer.
A Thorough Understanding of the Law
There are many laws that will affect how your case is handled. A car accident attorney will tell you about all of the laws in your state. They will also make sure that you meet the Statute of Limitations. You will not be able to file a claim after the Statute of Limitations has expired.
Knowledge of all of the Damages
It can be difficult for you to handle a claim on your own. In order to be fairly compensated, you will need to know the full extent of the damages, your rights and what constitutes a fair compensation. You may be able to get compensation for your medical bills, lost time at work, disfigurement, pain and suffering. Only a car accident attorney can determine how much your case is really worth.
Help With the Insurance Process
You will either get compensation from your own insurance company or the other party’s insurance company. Many people think that the process is simple. They think that all they have to do is file a claim, and the insurance company will compensate them. However, there is a lot more to it than that.
The insurance company can deny your claim for any reason. For example, they may try to say that you were the one who was at fault for the accident. An attorney will increase your chances of getting approved. If your insurance claim was denied, then an attorney can help you file an appeal and get approved.
Negotiate With the Insurance Company
Insurance companies are not looking out for your best interest. In fact, they will offer you a settlement because they want to get the claim settled as quickly as possible. However, the settlement that you get will probably be less than what your claim is really worth.
Insurance companies do not want to pay more than what is necessary. A car accident lawyer will know that the amount that you are being offered is too low. That is why they will aggressively negotiate with the insurance company.
Representation in Court
Most car accident claims settle out of court because this is easier for both parties. However, if the insurance company refuses to offer a fair settlement, then it is best to take the case to the court. A car accident attorney is prepared to represent you in court.
It can be difficult for you to prove that the other party is liable on your own. This will require a lot of research on your part. A car accident attorney will provide you with aggressive representation. They will do everything that they can to make sure that the jury sides with you.